Commercial Insurance
Commercial / Business Insurance
Saving You Time and Money
As an Independent Agency, we want to be your insurance researcher and procurer in the marketplace. We at HARCO understand that your time is extremely valuable. There is no need to spend your valuable production time worrying about the often complicated details of researching and selecting insurance products for your specific needs. You can outsource this function to us with confidence!
When it Comes to Insurance, We Make it Our Business to Know Your Business
Our TEAM of professionals will evaluate your business operation and present you with a selection of the insurance carriers and products which best fit the needs and financial considerations of your company.
HARCO offers the following major Commercial Lines products for protection:
- Automobile
- Bonds - Contract / Surety / Notary
- Business Owners Package
- Directors & Officers Liability
- Employee Benefits / ERISA Liability
- Employment Practices Liability / Discrimination
- Commercial Property
- Buildings / Business Personal Property (Contents)
- Business Income Protection / Extra Expense
- Builders Risk / Installation Floater
- Improvements & Betterments
- Rents, Sprinkler Leakage
- Computer / Electronic Equipment
- Contractors Equipment
- Crime / Fidelity - Employee Dishonesty
- Equipment Breakdown/Boiler-Production Machinery
- Errors & Omissions Liability
- Flood Insurance
- Foreign Liability Package
- Freight Forwarders Legal Liability
- Garage Operations / Garagekeepers Liability
- General Liability (Premises / Operations / Products)
- Pollution / Environmental Liability
- Professional Liability
- Signs / Glass
- Transportation / Cargo
- Umbrella / Excess Liability
- Underground Tank Storage Liability
- Watercraft / Marine (all forms)
- Workers Compensation / Employers Liability
- Occupational Accident Program
- Professional Employee Organization (PEO) Program
Special Programs
- Public Entities (Municipal Utility Districts Program)
Consulting Services
Property / Equipment / Equipment Breakdown
Liability / Pollution / Directors & Officers
Workers Compensation
Excess / Umbrella Liability
Crime / Public Officials
Travel Accident – Directors
- Educational Institutions (Colleges, Schools Public/Private)
Consulting Services
Property / Equipment Breakdown
General Liability / Pollution / Law Enforcement
Liability
Educators Professional Liability
Workers Compensation
Excess / Umbrella Liability
Crime/Public Officials
Public Vehicles (Buses/Maintenance)
Travel Accident – Programs
- Forwarders / Logistics (Shippers, Carriers, Consignees)
Consulting Services
Property / Equipment
General / Warehouse Liability / Errors &
Omissions
Workers Compensation
Commercial Automobile
Excess / Umbrella Liability
Custom Bonds / NVOCC Bonds / FMC Bonds
Cargo / Transportation Air-Land-Sea
Online Cargo Certificate Program – Internet
System for reporting/issuing efficiencies
Online Cargo Claims Reporting and
Management – Internet System
- Architects and Engineers Coverage
- Habitational Coverage (Apartments and Condominiums)
- Manufacturing and Wholesalers Coverage
- Restaurants, Delicatessens, Franchises, Fine-Dining
- Many other programs available for specific industries and operations
Please click here  for a complimentary evaluation and premium quote!
Please click here  for a change request form.
COMERCIAL LINES COMPANY - DIRECT CLAIMS NUMBERS
Emergency Claim Phone Numbers exist for many of the major insurance Companies. Here is a list for your use. It is okay to report claims directly to us, but after hours, on weekends or especially in times of DISASTER EMERGENCIES feel free to report claims directly to the insurance company.
| American States / Safeco Business |
800-332-3226 |
| America First |
877-263-7890 |
| Guideone Insurance |
888-748-4326 |
| Hanover Insurance |
800-628-0250 |
| Hartford Steamboiler |
888-472-5677 |
| Ohio Casualty |
800-366-6446 |
| St. Paul/Travelers |
800-787-2851 |
| Texas Mutual Insurance Company |
800-859-5995 |
| Travelers/St. Paul |
800-238-6225 |
| Unitrin (Trinity) |
800-777-2249 |
| Zurich North America |
800-987-3373 |
HARCO Insurance Services
10777 Northwest Freeway, Suite 800
Huston, TX. 77092-7339
Tel: (713) 681-2500
Fax: (713) 684-1600
|
