Contact Us

Phone: (713) 681-2500

Fax: (713) 684-1600

Email: Send Email

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Community Outreach
Important Note:

June through November our agency may become prohibited from binding coverage should a “Tropical Disturbance” enter the Gulf of Mexico or Caribbean Sea.

In these cases we may be unable to bind new coverage quoted in open proposals until the storm leaves our area and our binding authority has been restored.

Please arrange your coverage protection early to avoid this type of delay. While we regret any inconvenience, the carriers impose these restrictions on all agencies.

Financial Services


Allow us to provide Protection for your PERSONAL and BUSINESS Financial Future

Sound financial planning and asset management are proven strategies for protecting your Personal or Business financial future.  Planning ahead for these needs is the key to a successful financial future for your family or your business environment.

Regardless of your need, HARCO has the professional staff to assist you.

HARCO offers the following major Personal Financial Products for your protection:

  • Individual / Family Healthcare
  • Health Savings Account
  • Individual Term Life
  • Permanent Life
  • IRA (Individual Retirement Account) / Annuities
  • Tax Shelter Plans
  • Mortgage Life Protection
  • Long Term Care
  • Disability Income Coverage
  • Travel Accident / Vacation Trip Accident
  • And, other products that may be specifically recommended.
HARCO offers the following major Business Financial products for your protection:
  • Group Medical /  Healthcare Plans
  • Health Savings Account Plans
  • Group Life
  • Dental / Vision Benefits Plan
  • 401 (k) Plans
  • Group Long Term Care
  • Disability Income Coverage  (Long Term / Short Term)
  • Buy-Sell Agreement Funding
  • Key Person Insurance
  • Travel Accident –  24Hr Protection  Business/Personal
  • Occupational Accident – Medical / Liability
  • Professional Employee Organization (PEO) Program
  • And, other products that may be specifically recommended.

Please click here for a complimentary evaluation and premium quote!

Please click here for a change request form.

Claims Service Center

HARCO Insurance Services is dedicated to serving you in your time of need.  There is an agency or insurance carrier claims representative on duty 24 hours a day, 7 days a week to serve you.
  • Normal Business Hours – To report any insurance claim during normal business hours, you may contact our office at 713-681-2500 and ask for the Claim Department.
  •  Emergency Claims – If an Emergency claim situation arises after business hours, you may contact our office at 713-681-2500 and follow the Emergency Claims Reporting instructions.   The claim representative on duty will contact you at the number you advise.
  • Online Claim Reporting (Clients Only) – If you wish to report your claim online, we will start the claims process for you*    After completing the required fields on the proper form, review the information for accuracy, then use the ‘submit’ button at the bottom of the form to send to our office.    Once the form is reviewed during the next normal business day, our claims representative will contact you to review the form submitted and proceed with the claims process on your behalf.
  •  Please note that our email response and web claim reporting forms should not be used in any Emergency situation.
  • Weekend claims – You may want to contact the insurance carrier direct.

Please click here for a list of carriers with a DIRECT

24hr. Emergency Claim reporting service.

The purpose of your insurance policy is to protect you from the serious financial consequences of a loss.  No one wants you to have the inconvenience of an insurance claim, but when the occasion does arise, you want a minimum of aggravation and a maximum of attention!

The moment you think you might have a claim, we urge you to give us a call, let us put you on track for a fast recovery.  Prompt reporting is a large part of satisfactory claims service.


*Note:  These online claim forms do not replace the submitting of an actual claim, but rather informs our office of your claim and prepares our staff in advance to assist with reporting the necessary information required by the insurance carrier.

HARCO  Insurance Services
10777 Northwest Freeway, Suite 700
Houston, TX. 77092-7313
Tel:  (713) 681-2500
Fax: (713) 684-1600