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Phone: (713) 681-2500

Fax: (713) 684-1600

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STORM SEASON
Important Note:

June through November our agency may become prohibited from binding coverage should a “Tropical Disturbance” enter the Gulf of Mexico or Caribbean Sea.

In these cases we may be unable to bind new coverage quoted in open proposals until the storm leaves our area and our binding authority has been restored.

Please arrange your coverage protection early to avoid this type of delay. While we regret any inconvenience, the carriers impose these restrictions on all agencies.

In An Auto Accident? Do This

Car accidents happen to new and old drivers alike. Knowing the steps to take following an accident can ease the insurance process and protect drivers from liability. The correct immediate actions can save insurance and personal worries later. These are the steps to take following an auto accident:

1. Be Safe

Before anything, secure the scene. Safety is the top priority. Exiting vehicles, placing flares or cones, or moving off the roadway may be necessary. Exercise judgment. Remain on the shoulder and away from traffic.

2. Assess for Injuries

Following an auto accident, people may be in shock, unaware of injuries. Check the persons involved. Persons with suspected back injuries should remain in place. For those comfortable doing so, apply first aid where necessary. Any medical staff present may be able to assist.

3. Call 911

As soon as possible, call 911. If performing first aid, direct another person to call emergency services. This is also true for car accidents without any injury, as police records may be important. If alone, call 911 quickly.

4. Gather Information

After completing the preliminary steps, gather information for later insurance purposes later. Collect driver information including insurance carriers. Take photos of the scene, vehicles involved, and license plates. Any information regarding first responders may help. These experiences are harrowing; important details may be lost to memory. Write all information down.

5. Cooperate

Accidents may trigger intense emotional responses. Working together with first responders and other drivers helps accomplish more. Medical personnel train for this.

6: Remain Neutral

Discussing the accident, the time period leading up to it, or personal involvement would be a poor decision. The moments immediately following may be the worst time for discussion. Inform police a statement will be available at a later time. For drivers concerned about involvement, a lawyer may be helpful.

7. Stay Silent on Social Media

The urge for talking about a car accident on social media may be strong, yet this is strongly inadvisable. Detectives and lawyers count on this, scouring social media accounts for incriminating information.

Once things settle, contact an insurance agent. The unexpected happens. Prepare with a plan and comprehensive auto insurance. Always a source for great information about auto insurance and other insurance-related topics, contact an agent for insurance questions.