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STORM SEASON
Important Note:

June through November our agency may become prohibited from binding coverage should a “Tropical Disturbance” enter the Gulf of Mexico or Caribbean Sea.

In these cases we may be unable to bind new coverage quoted in open proposals until the storm leaves our area and our binding authority has been restored.

Please arrange your coverage protection early to avoid this type of delay. While we regret any inconvenience, the carriers impose these restrictions on all agencies.

Tracking Down Life Insurance of a Loved One

The Insurance policy Commissioner’s Office is trying to make it much easier for Georgians to track down as well as submit life insurance policy cases.

The Life Insurance Plan Locator Solution has actually helped greater than 100 Georgians receive regarding $750,000 in benefits up until now.

If you aren’t sure where a life insurance plan is, if your loved one had life insurance coverage or if you’re a recipient, you can submit a request to discover. It’ll then send out an alert to insurance provider to check if they hold a plan because name, and also the business will let you understand if they do if you’re a beneficiary.

Deputy Insurance coverage Commissioner Jay Florence stated you need to have a couple of things before you send a demand.

” The even more details you have, the better,” he said. “So if you have a life insurance policy number, undoubtedly that’s a great idea, and also if you recognize the business, that excels. However as a standard, you wish to make sure you have the individual that died, their date of birth and also day of fatality, along with your name if you’re asking for the insurance provider to examine to see whether you’re a recipient.”

If you have this details handy, Florence stated it must take about 15 mins to finish the demand, and if a company holds a plan in the name you’re looking for, it needs to inform you within a couple of weeks.

He added that in this process, time is important.

” Regarding 2 years after a life insurance policy company learns that somebody has passed away, they hold on to the cash,” Florence stated. “And also after that two-year period runs, they really transform it over, it’s not to us, yet to the Unclaimed Residential property Department of the state. Then the state holds on to it for, I think, 6 years, and also afterwards duration runs, the state then deposits it into the general fund, and you shed the possibility to claim it.”