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Important Note:

June through November our agency may become prohibited from binding coverage should a “Tropical Disturbance” enter the Gulf of Mexico or Caribbean Sea.

In these cases we may be unable to bind new coverage quoted in open proposals until the storm leaves our area and our binding authority has been restored.

Please arrange your coverage protection early to avoid this type of delay. While we regret any inconvenience, the carriers impose these restrictions on all agencies.

Many Women Are Uncomfortable Discussing Money

If you’re a woman who’d rather talk about your age or weight than how you manage your money, you’re not alone. Fidelity Investments recently completed a survey-based study on “Money FIT Women” and discovered most females (80 percent of the survey respondents) avoid discussing their finances—even with close friends and family.

Why is this so? For many (56 percent), money talk is too personal. Others (35 percent) don’t want anyone to know their financial information. Still others find money discussions uncomfortable (32 percent) or had parents who raised them to believe finances are a taboo topic of discussion (27 percent).

It might not matter if this reluctance didn’t extend to conversations with financial professionals—the people we all need to help us plan for retirement and get the most out of our earnings. According to the survey, only 47 percent of women are confident discussing money and investing with a financial professional. And while 82 percent have no problems managing their day-to-day budget, 62 percent say they are confused about their financial future.

Whether you’ve been putting off a money-related discussion or are worried about having enough set away for retirement, try these suggestions for increasing your comfort with financial conversations:

Learn More – According to the aforementioned study, 92 percent of women want to learn more about financial planning. Seventy-five percent want to learn more about money and investing. You’re likely among them, so seek out the resources you need. From books to community college courses, webinars to online programs, you’ll find many tools available to increase your knowledge in any financial area.

Practice Talking – Maybe your grandma once told you that talking about money is rude. It doesn’t have to be—and it’s actually essential if you want to put yourself on stable financial ground for the future. You don’t even have to share your personal details to practice talking about finances with your friends and family. For example, choose a general financial topic from the news (the Fed raising interest rates, wage inequality, etc.) and work it into your conversation.

Find an investment advisor or financial planner – These experts will need to know the nitty-gritty details of your finances. However, in exchange, they can provide unbiased guidance in tackling your money-related challenges and opportunities head-on. Ask friends and family for referrals (another easy conversation starter) and choose one who makes you feel comfortable.

Don’t expect instant change – You’re not going to become a money expert overnight. Nor are you instantaneously going to feel comfortable discussing spending and saving habits with someone else. Take one small step at a time, such as reading a book about investing, talking to your partner about retirement planning, or searching for a professional advisor. You can balance a checkbook. You can manage your family budget. You’re perfectly capable of this as well.

Are you ready to get started (or do you know a woman who is)? Contact us today for assistance.