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Community Outreach
Important Note:

June through November our agency may become prohibited from binding coverage should a “Tropical Disturbance” enter the Gulf of Mexico or Caribbean Sea.

In these cases we may be unable to bind new coverage quoted in open proposals until the storm leaves our area and our binding authority has been restored.

Please arrange your coverage protection early to avoid this type of delay. While we regret any inconvenience, the carriers impose these restrictions on all agencies.

Safety “Must Haves” for Every Construction Company

You try to keep your jobsite safe, but even one construction accident can have serious financial consequences. According to the Occupational Safety and Health Administration (OSHA), they’re not limited to workers’ compensation claims or subsequent increases in workers’ compensation insurance premiums; there are indirect costs as well. These range from costs to train replacement workers and repair damaged property to scheduling delays, reduced morale and damaged client relationships.

You can use OSHA’s “$afety Pays” calculator to estimate the amount of construction revenue necessary to cover the direct and indirect costs of a workplace accident or injury. After a few quick keystrokes, it will be easy to see why you need to invest in the following safety “must haves.”

The Support of Management

Everyone in a position of authority—from the company owner to the jobsite supervisor—needs to put safety first and the project second. While most construction projects take place under tight deadlines, accidents are more likely to occur when workers are hurrying through their jobs, cutting safety corners along the way. The human and financial costs associated with the inevitable accident are significantly more expensive than the investment of time to follow protocol. Management must ensure that all workers understand this and perform their jobs accordingly.

Employee Education

Regardless of past experience, all new construction employees should be provided with appropriate training—from safety procedures to the equipment they will be using—before they’re turned loose on the jobsite. Supervisors should spend additional time supervising new employees as well. Seasoned workers can be valuable mentoring and teaching resources; use them wisely.

Tools and Equipment

Every tool and piece of equipment used on your jobsite should be in good condition, working properly and frequently checked for damages. Perform repairs immediately, and retire old equipment and tools when necessary. These rules apply to personal protective equipment (such as hardhats, harnesses, gloves, safety glasses and respirators) as well.

Work Zone Barriers

Whether your jobsite is in the middle of a city or the outskirts of the suburbs, utilize safety fencing or other barriers to keep unauthorized people out of the construction area. Additionally, use safety fencing to alert your construction workers to particularly dangerous areas within the jobsite (such as excavations and openings or locations where they may encounter falling objects).

Easy Access to Safety Materials

You can have the most elaborate jobsite safety plan in the world, the best-stocked first-aid kit, and oodles of equipment manuals and other documentation, but they won’t prevent even a single